Core App Features & Operational Tools
Paperless Account Activation: Experience streamlined, secure digital onboarding. Complete your mandatory KYC compliance verification patterns and set up your transaction desk in just a few simple steps.
Operational Scenarios at a Glance: Access automated transaction mathematical modules to map out hypothetical cash flow flows, including:
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Systematic Investment Plan (SIP) & Step-Up SIP parameters
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Systematic Withdrawal Plan (SWP) cash flow tracking
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Retirement Corpus, Recurring Deposit (RD), and Equated Monthly Installment (EMI) metrics
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Milestone allocation scenarios (Child Education & Target Allocations)
Stay Plan-Discipline Aligned: Define your long-term life milestones and map specific asset categories to match your investment horizon parameters, ensuring your execution stays structurally on track.
Evaluate Scheme Performance Data: Review objective scheme metrics, compare category performance records across historical cycles, and examine riskometer parameters to ensure structural suitability before routing capital.
Comprehensive Valuation Desks: Track your mutual fund allocations, transaction cost drag, asset distribution ratios, and overall portfolio values securely in real-time.
Reports At Your Fingertips: Generate and download comprehensive transaction statements, capital gains tax summaries, and account ledgers instantly whenever you need administrative documentation.
Modify Parameters Anytime: Seamlessly update your contact settings, check your Central KYC (CKYC) compliance status, or adjust your bank mandate configurations securely on the move.
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Simple & Secure: Engineered with robust industry-standard encryption protocols. Trusted by thousands of investors across Maharashtra for seamless capital execution.
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Save Vital Time: Consolidate your automated SIPs, lumpsum purchases, and tracking frameworks into one unified ecosystem.
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Clear Information: Leverage data-driven metrics, risk transparency indexes, and operational market insights to refine your execution discipline.
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Absolute Accessibility: Your essential milestone execution tracker and administrative dashboard, carried safely right in your pocket.
Seamless Mutual Fund Execution, Protection Mapping, & Portfolio Tracking
Track Your Milestones On the Go
Take absolute control of your investment journey with our easy-to-use mobile platform, available now on iOS and Android.
Our app gives you round-the-clock visibility into your regular mutual fund transactions, systematic insurance metrics, and asset structures.
We assist you with structured goal-mapping and execution support through regular mutual fund and insurance solutions designed for your future stability.
Real-Time Tracking:
Monitor your ongoing SIPs and track your primary life milestones at any stage of your journey.
Complete Data Transparency:
Access detailed portfolio allocation statements and structural category reports whenever you need them.
Seamless Usability:
Make disciplined, informed deployment choices using a clear, highly secure digital interface.
MOST FREQUENTLY ASKED QUESTIONS
The minimum investment varies by scheme. For most equity schemes, you can start an SIP with as little as ₹100 or ₹500 per month. Please refer to the specific Scheme Information Document (SID) for exact details.
You can modify your SIP amount, frequency, or bank account online by logging into your investor portal under Systematic Plans, or by submitting a physical change form. Any modification or pause request must be submitted at least 10 to 15 days prior to your next scheduled SIP debit date.
Our mobile platform provides 24/7 visibility into your entire personal wealth structure. You can track your regular mutual fund transactions, monitor your systematic insurance metrics, view goal-aligned portfolios, and analyze your consolidated asset layouts on the go.
Paisalogy operates completely digitally. Getting started is simple: you can Book a Virtual Call directly on our homepage. Our team will guide you through your digital KYC compliance, map your financial milestones, and assist you in setting up a seamless, paperless onboarding flow.
No. As an AMFI-registered Mutual Fund Distributor, Paisalogy does not charge any upfront advisory fees, consulting fees, or transaction platform charges from investors.
You maintain absolute control over your money. While Paisalogy provides structured mutual fund options, behavioral guidance, and systematic asset layouts aligned with your stated life milestones, the final decision and authority to execute any transaction rest entirely with you.
We take the emotion and guesswork out of investing by handling the operational heavy lifting. The app relies on structured, automated systematic transaction processing (like SIPs). This removes emotional bias, focusing instead on steady, behavioral discipline to help your portfolios stay resilient through changing market cycles.
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Consolidation: If you have multiple folios with identical names, order of holding, and PAN status, you can submit a physical Folio Consolidation Form to merge them into a single target folio.
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Mode of Holding: Changing the mode of holding (e.g., from “Joint” to “Anyone or Survivor”) requires a physical service request signed by all registered unit holders in the folio, accompanied by verified KYC documents.
A Consolidated Account Statement (CAS) compiles all your financial transactions across different mutual funds and depositories (NDSL/CDSL) into a single document under a single PAN. It is generated monthly by depositories and sent to your registered email address if you transacted during that month. You can also request an on-demand CAS through registrar platforms like CAMS or KFintech.
Both are systematic investment tools designed for different financial needs:
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Systematic Transfer Plan (STP): Allows you to periodically transfer a fixed amount or units from one scheme (usually a low-risk liquid/debt fund) to another scheme (usually an equity fund) within the same fund house. This helps average out equity purchase costs.
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Systematic Withdrawal Plan (SWP): Allows you to systematically redeem a fixed amount from your existing investment at regular intervals (e.g., monthly), providing a regular cash flow or a structured stream of income.
Taxation depends on the asset class and holding period:
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Equity-Oriented Funds: Held for up to 1 year are classified as Short-Term Capital Gains (STCG) and taxed at 20%. Held for more than 1 year are Long-Term Capital Gains (LTCG) and taxed at 12.5% on gains exceeding ₹1.25 lakh in a financial year.
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Debt-Oriented Funds: For investments made on or after April 1, 2023, capital gains are treated as short-term and added directly to your income, taxed at your applicable income tax slab rate regardless of the holding period.
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Note: Tax laws are subject to amendments. Please consult a registered tax advisor for your specific situation.
Yes. Registered investors can update bank details via the secure online portal or through physical service request forms. For security and anti-money laundering compliance, you will need to provide proof of both your old and new bank accounts (such as a cancelled cheque with your name printed on it or a recent bank statement).
Yes, SEBI mandates that all individual unit holders (either single or joint) must either nominate a beneficiary or explicitly opt out of nomination by signing a declaration form. Failure to do so may result in the folio being frozen for debits.
Exit loads depend entirely on the specific scheme and the duration for which you held the units. For instance, many equity funds charge a 1% exit load if redeemed within 1 year of allotment. ELSS (Tax Saver) funds have a mandatory 3-year lock-in period during which redemptions are not allowed. Always review the scheme features before redeeming.
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Liquid/Overnight Funds: Usually credited within T+1 business day (where T is the transaction day).
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Equity/Debt Funds: Usually credited within T+2 business days.
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Note: Actual credit timelines are subject to change based on regulatory updates and bank settlement cycles.
