1. Certifications and Qualifications

• Look for certifications 
• Check for SEBI registration

2. Experience and Expertise

• Consider their experience in handling clients with similar financial profiles
• Ensure they have expertise in areas like investment management, tax planning, or retirement planning

3. Services Offered

• Determine if they provide comprehensive financial planning or specialized services
• Consider their investment philosophy and approach to asset management

4. Fees and Compensation

• Understand their fee structure: fee-only, commission-based, or a combination of both
• Be aware of any potential conflicts of interest

5. Communication Style

• Assess their ability to explain complex concepts in a clear, concise manner
• Ensure they are responsive to your queries and concerns

6. Professional Affiliations

• Check for membership in reputable organizations like the Financial Planning Association.
• Verify their credentials and disciplinary history

7. Regulatory Compliance

• Ensure they are registered with SEBI/IRDAI/AMFI and comply with Indian regulatory requirements

8. Personal Compatibility

• Consider your comfort level with their approach and personality
• Ensure they understand your financial goals, risk tolerance, and values

9. Technology and Resources

• Evaluate their use of modern financial planning tools and software
• Consider the quality of their support team and resources

• Ask for referrals from trusted friends, family, or professionals
• Conduct interviews with potential advisors to assess their fit
• Regularly review and adjust your relationship as your financial situation evolves